Meet Seth Legatowicz
Seth Legatowicz is an independent insurance broker based in Garland, Texas with over 30 years of experience in the insurance industry. As an independent broker licensed in 40+ states, Seth has helped hundreds of families across the country find the right coverage at the best rates.
Unlike agents who work for a single insurance company, Seth works for you. By shopping the market with dozens of top-rated carriers, he ensures you get the most comprehensive coverage at the most competitive price — no bias, no pressure, just honest advice.
Our Mission
At SJL Insurance Agency, our mission is simple: help people protect what matters most. We believe that insurance should be accessible, understandable, and affordable. We strip away the jargon and complexity so you can make informed decisions with confidence.
Our Values
Honest
We tell you what you need to hear — not what you want to hear. Transparent pricing, clear explanations, and no hidden fees. You'll always know exactly what you're getting and why.
Trustworthy
With over three decades in the business, our reputation speaks for itself. We've built lasting relationships with clients who trust us year after year to protect their families and their futures.
Client-First
Your needs come first — always. We take the time to understand your unique situation, your budget, and your goals. Every recommendation is tailored specifically to you, not a one-size-fits-all solution.
Our Services Overview
We offer a comprehensive range of insurance products to meet you wherever you are in life:
- Life Insurance — Term life, whole life, and indexed universal life policies from top-rated carriers
- Annuities — Fixed, variable, and indexed annuities for guaranteed retirement income
- Disability Insurance — Short-term and long-term coverage to protect your income
- Long-Term Care — Traditional LTC and hybrid life/LTC policies to protect your savings
- Final Expense — Burial and final expense policies to ease the burden on your loved ones
Why Choose SJL Insurance Agency?
- Independent broker — we shop dozens of carriers, not just one
- 30+ years of experience helping families protect what matters most
- Licensed in 40+ states — serving clients from coast to coast
- No pressure, no obligation — honest advice and transparent pricing
- Personalized service — you work directly with Seth, not a call center
- Easy online application — start at sjlagency.com/ezlifeapp